#2003 - Salvage Titles, Total Loss Claims & Buying Cars Online

Kwp image feb 25 2026 01 33 15 pm

Salvage Titles, Marketplace Deals, and Total-Loss “Lowball” Offers: What Drivers Need to Know

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A heartbreaking story kicks off this episode: a young driver saved for years, bought a “great deal” online, and only discovered later the car had a salvage title—meaning it couldn’t be tagged in Georgia without an inspection (and the warning lights on the dash made that even harder). The crew breaks down how these situations happen, why buying privately online can go sideways fast, and how a simple pre-purchase inspection can save you from losing thousands.

From there, the conversation shifts to the realities of “then vs. now” in today’s automotive world: thinner materials, more sensors, more calibrations, higher repair costs, and more vehicles totaling out than many people realize. You’ll also hear practical consumer advice on total-loss settlements, getting a second opinion, and how the “appraisal clause” can help when an offer doesn’t match real market value. Watch or listen to the full episode right here on this page!

Questions and Answers

Quick takeaways on buying used cars online, salvage titles, collision repairs, and total-loss claims—built for clarity and easy reading.

Why can a salvage-title car be hard to register in Georgia?

In the episode, the team explains that a salvage title often requires a state inspection before a tag can be issued. If the vehicle can’t pass inspection, you may be stuck with a car you can’t legally drive on the road.

What paperwork and title details should you verify before you buy a used car?

Don’t just glance at the title—match the VIN and confirm the title status is clean and correct. The show emphasizes double-checking documents before money changes hands, especially with private-party sales.

Is a pre-purchase inspection worth it on a $5,000–$6,000 used car?

Yes. They talk about how a few hundred dollars for an inspection can prevent losing thousands on a bad purchase. A good shop can also tell you what to check before you even bring the car in.

What are the biggest red flags when buying a car on Facebook Marketplace?

Be cautious of hidden salvage titles, warning lights on the dash, and sellers who seem evasive about the car’s history. They also warn about scams like asking for deposits or selling a car that never shows up.

Where’s the safest place to meet a private seller for a vehicle transaction?

Several local agencies offer monitored “safe meetup” areas at public safety or police stations. Meeting in a well-lit, supervised place lowers the risk of being lured somewhere unsafe.

Why are flood cars and rebuilt vehicles such a big risk right now?

Flood damage can look fine at first, but moisture and saltwater can create long-term electrical and corrosion problems. The show also points out that repaired panels may lose structural integrity even when the exterior looks perfect.

What should you do if your insurance company’s total-loss offer feels too low?

Get a second opinion and don’t assume the first number is final. David shares that some offers can come in far under what a vehicle is actually worth, and he regularly helps people compare real market comps.

What does it mean to “invoke the appraisal clause” on a total loss?

It's a policy process that lets you formally dispute the value and bring in an independent appraiser. The episode notes you can start by asking questions and getting guidance, then send a simple email to begin the appraisal-clause process if needed.

After collision repairs, why do warning lights, airbags, and sensors require extra steps?

Modern vehicles may need calibrations after even “simple” work, and missed connectors can trigger lights like an airbag warning. They give an example where a sensor plug was left disconnected, costing days of delays—cross-checking connections before reassembly prevents that.

How often should you change your oil—and what happens if you don’t?

Oil breaks down over time and can lose its ability to protect moving engine parts, which can lead to sludge, overheating, and even a locked-up engine. They mention many drivers still use 3,000-mile intervals for certain cars, and to watch oil level closely on some Hyundai/Kia engines.

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